Our forms, rules, and loss costs, spanning 29 commercial and personal lines, have empowered hundreds of insurers to underwrite and price diverse risks with confidence for over 50 years.
Contact usHow do you build insurance programs that are grounded in industry standards, powered by robust risk information, and compliant with regulatory standards? Getting up to speed with established and experienced competitors can be a daunting challenge.
Informed by nearly 30 billion statistical records, we continuously enhance our products with an accomplished staff of actuaries, data scientists, and coverage, legal, and government affairs experts.
Our standardized, court-tested, constantly updated language reflects our continual review of case law, statutes, and regulations: 10,000+ bills, 8,000+ regulatory actions, and 2,000+ court decisions each year.
We project average future claim costs and loss-adjustment expenses based on a database of 8.2 billion commercial lines and 21.5 billion personal lines records.
Our data, loss costs, and coverage forms are the ingredients, and rating rules are the recipe, providing a solid base for more confident classification, pricing, and policy issuance.